Valley Bank in Oakland, NJ delivers personal, business, and wealth banking with deep roots across New Jersey.
Banking relationships are built over time, and the Oakland branch of Valley Bank has been earning that trust one customer at a time on Ramapo Valley Road. With nearly a century of banking experience behind the institution, this branch brings the full weight of a storied New Jersey bank to a community that values continuity and personal attention. Staff members here have helped customers navigate serious financial challenges, including complex fraud situations, with the kind of hands-on support that larger institutions rarely provide.
The branch is led by a management team that customers describe as professional, courteous, and genuinely knowledgeable. That combination of institutional depth and neighborhood familiarity is what keeps long-tenured customers returning year after year. Whether your needs are personal or commercial, the Oakland team approaches each situation with the same standard of care.
Valley Bank has operated across New Jersey for generations, and the Oakland location reflects that legacy. It is not a transactional outpost. It is a full-service branch where clients open their first checking accounts, secure mortgages, plan their estates, and grow their businesses, often returning to the same familiar faces along the way.
Valley Bank Oakland offers a complete range of financial services for individuals, families, and businesses of every size. On the personal side, customers can open checking and savings accounts, lock in competitive rates with CDs, apply for mortgages and home equity loans, finance a vehicle, and carry a Valley credit card. These are not checkbox products. They are the building blocks of a long-term financial relationship.
Business clients have access to a robust suite of tools including business checking and savings, SBA and small business loans, commercial banking and lending, and treasury services covering payments, collections, and cash management. Growing companies find that Valley can scale with them as their needs evolve.
For clients thinking beyond the day-to-day, Valley Bank also provides wealth management, trust and estate planning, and insurance services, making it possible to manage nearly every dimension of your financial life through a single trusted institution.
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“Very professional, friendly and a great place bank.”
— richie pierce
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The Oakland branch is open Monday through Friday from 9:00 AM to 4:00 PM, and Saturday from 9:00 AM to 12:00 PM. The branch is closed on Sundays.
The branch is located at 350 Ramapo Valley Rd, Oakland, NJ 07436. You can also find branch-specific details at the Valley Bank locations website.
The branch offers personal checking accounts, savings accounts, certificates of deposit, mortgages, home equity loans, auto loans, and credit cards.
Yes. Business clients can access business checking and savings accounts, SBA and small business loans, commercial banking and lending, and treasury services including payments, collections, and cash management.
Valley Bank provides wealth management, trust and estate planning, and insurance services. These are available to clients looking to manage long-term financial goals beyond everyday banking.
Yes. Valley Bank has nearly 100 years of banking experience and serves customers throughout New Jersey with a full range of personal, business, commercial, and wealth banking products.
Branch staff are equipped to assist customers dealing with account concerns and financial challenges. For complex situations, speaking directly with branch management is the recommended first step.
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